01Protected

Built for the people you protect most.

Until she turns 18, her share stays in a guardian-controlled vault — visible to the people you choose, and no one else.

02Nothing to steal

If our database were stolen tomorrow, there would be nothing to use.

We keep an awareness map — institution names, categories and nominees. Never the keys.

Privacy architecture

Six things we will never do.

  1. 01

    Store your passwords

    Your bank and app logins never touch our servers.

  2. 02

    Capture your OTPs

    We never ask for, read or keep one-time passwords.

  3. 03

    Handle your money

    KINVIYO™ cannot move a single rupee.

  4. 04

    Make automatic transfers

    Nothing moves on its own — ever.

  5. 05

    Leave data unencrypted

    Encrypted at rest and in transit, always.

  6. 06

    Stop you revoking access

    Remove anyone's visibility, any time.

Zero-knowledge by design

What we keep — and what we never will.

We keep

  • Institution names
  • Asset categories
  • Nominee mapping
  • References to files in your own cloud

We never keep

  • Passwords or PINs
  • OTPs
  • Balances
  • Account numbers
  • Your documents

Built on trust

Four pillars, no exceptions.

Next — Bhaiya's story Home, from across the world