01The trunk

Fifty years together. Still, so much she never knew.

A passbook from a branch that closed years ago. A policy with a nominee no one remembers. Papers in a steel trunk, folded with care.

02The numbers

Most unclaimed money was never lost. It was forgotten.

₹78,213Cr
in unclaimed bank deposits
₹22,237Cr
in unclaimed insurance benefits

03It does not have to be this way

What if she had a map?

KINVIYO™ keeps a private map of what exists — so the people you love never have to search.

How it happens

The quiet cycle behind unclaimed money.

  1. 01

    Accounts are forgotten

    An old savings account, an FD, a small SIP — opened decades apart, remembered by one person.

  2. 02

    Documents are misplaced

    Policies, deeds and passbooks, scattered across drawers, inboxes and apps.

  3. 03

    The family is unaware

    No one else knows what exists, where it is, or who the nominee is.

  4. 04

    Assets go unclaimed

    Accounts turn dormant. Claims lapse. Money waits in the system — sometimes forever.

Break the cycle

It takes under 30 minutes to map what matters.

No passwords. No documents uploaded to us. Just a private map your family can rely on.

See how it works
Next — Papa's story Never again, for his family